RETIREMENT SERVICES

Retirement should be one of the most peaceful and stress-free times in an individual’s life.


However, with all of the necessary planning and decisions, it can be anything but stress-free. Our team is here to help ensure that your client is ready for every financial aspect of their retirement. From retirement income and Social Security, to long-term care and final expenses, we can help you give your clients the security and peace-of-mind they need to make the most of their retirement.

OUR SERVICES


Annuities

With the steady disappearance of pensions and the complexity of Social Security, it’s vital to help your clients create a source of dependable retirement income. By working with our team of experts, we can pair your client with the appropriate strategy he/she needs to have a secure retirement.

Medicare Supplements

If your clients are depending solely on Medicare to cover their medical expenses, significant gaps in coverage may be left over. Our team is here to help connect your clients with a plan that fills these gaps and takes the burden off of your clients.

Social Security

Given the growing complexity of Social Security and the sizeable audience that will be impacted, it is vital to help your clients understand the best way to integrate Social Security benefits into their overall retirement plan.

Final Expense

Help your clients eliminate the financial burden that final expenses could place on their family members. Through strategic life insurance planning, we can help ensure that your clients’ families have the resources to cover any final expenses.

Long-Term Care

Many individuals are not prepared for the severe costs of long-term care, despite the fact that many individuals will require such care. Our team is here to connect your clients with the financial protection they need to adequately prepare for these expenses.

Settlements

At times, a cash settlement for your life insurance policy can be a smarter financial decision than lapsing or surrendering the policy. Our team will work with you to ensure that your policy secures the highest market offer possible.

THE RETIREMENT SERVICES DEPARTMENT


Dave Fastenberg
CLU®, ChFC
 
Executive Vice President of Retirement Services