Retirement should be one of the most peaceful and stress-free times in an individual’s life.

However, with all of the necessary planning and decisions, it can be anything but stress-free. Our team is here to help ensure that your clients are ready for every financial aspect of their retirement. Through the Retirement Services Division, Pinnacle has the capability to provide you with planning support for Social Security, long-term care, guaranteed income and Medicare/healthcare choices.



With the steady disappearance of pensions and the complexity of Social Security, it’s vital to help your clients create a source of dependable retirement income. By working with our team of experts, we can pair your client with the appropriate strategy he/she needs to have a secure retirement.

Medicare/Healthcare Planning

There are significant Medicare/healthcare decisions that your client will have to face at some point in their lives. Our team can provide you with the expertise and resources you need to point them in the right direction.

Social Security

Given the growing complexity of Social Security and the sizeable audience that will be impacted, it is vital to help your clients understand the best way to integrate Social Security benefits into their overall retirement plan.

Final Expense

Help your clients eliminate the financial burden that final expenses could place on their family members. Through strategic life insurance planning, we can help ensure that your clients’ families have the resources to cover any final expenses.

Long-Term Care

Many individuals are not prepared for the severe costs of long-term care, despite the fact that many individuals will require such care. Our team is here to connect your clients with the financial protection they need to adequately prepare for these expenses.


At times, a cash settlement for your life insurance policy can be a smarter financial decision than lapsing or surrendering the policy. Our team will work with you to ensure that your policy secures the highest market offer possible.

*Please consult your broker dealer to confirm approval of settlements planning.